Medicare Supplements (Medigap)
Medigap plans help fill the gaps Original Medicare leaves behind.
Medicare Supplement plans help pay for the out-of-pocket costs not covered by Original Medicare. At Capstone Insurance and Financial Group, we help you compare your options and choose the plan that fits your health needs and budget.
Predictable costs, better peace of mind
Medigap plans help reduce the risk of unexpected medical bills by covering what Medicare doesn’t. That means fewer surprises and more control over your budget.
Freedom to see any medicare doctor
With a Medigap plan, you can visit any doctor nationwide that accepts Medicare—no need to stay in a network or worry about referrals.
Local help choosing the right plan
Medicare isn’t one-and-done. Your needs and options change. We stay by your side with ongoing support and plan reviews to keep your coverage working for you.
Let us help you find the Medicare Supplement plan that’s right for you.
More freedom and fewer surprises.
Original Medicare covers a lot, but not everything. You’re still responsible for deductibles, copayments, and coinsurance. Medicare Supplement plans—also known as Medigap—are designed to help cover those extra costs and give you more predictable healthcare expenses.
We help you understand how each Medigap plan works and what’s available in Mississippi. Whether you're looking for the most coverage or the most affordability, we’ll walk you through the options and help you make an informed decision.
We’ll explain the differences, answer your questions, and guide you toward a plan that keeps your care affordable and flexible.
Frequently Asked Questions
When should I enroll in Medicare for the first time?
What happens if I miss my Initial Enrollment Period?
Can I enroll if I’m still working at 65?
What is the Medicare Open Enrollment Period?
Is enrollment automatic?
Should I choose a Traditional or Roth IRA?
Let's Walk Through It Together
Get Started
No sales pitch. No scripts. Just a real conversation about what’s right for you. Whether you’re ready to enroll or just need a clearer view, we’re here to help.